Default proof credit card system

Details Default proof credit card system Default proof credit card system

G - Physics

06

F

354/40, 354/41

G06F 15/21 (1990.01)

Patent

CA 1280213

ABSTRACT A method and system for credit card issuers with cardholders that own insurance policies with surrender cash values in them. The method and system include the use of computerized and information storage systems for obtaining information storage systems for obtaining information from each participating cardholder. The system uses this information to compute a line of credit that is transmitted to the participating bank that issue the conventional cards. Since the system has an assignment of the equity of each policy, it can extend the line of credit with virtually no risk of default.

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