System and method for initiating transactions on a mobile...

G - Physics – 06 – Q

Patent

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G06Q 30/06 (2012.01) H04W 4/00 (2009.01) G06Q 20/32 (2012.01) G06Q 20/40 (2012.01) H04W 12/04 (2009.01) H04W 12/06 (2009.01) G06K 9/18 (2006.01)

Patent

CA 2748481

Systems and methods are provided for providing a more seamless purchasing experience using a mobile device. The mobile device acquires data, such a barcode image, an image of an object or text, or audio data. A non-limiting example of a barcode is a Quick Response (QR) barcode. The acquired data is then used to obtain a network address of a payment website or webpage, which allows a user to make a purchase for a given product or service. The mobile device then launches the payment website or webpage. A user can enter into the mobile device, through the payment website or webpage, a supplemental ID used for authenticating the transaction.

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