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Patent

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H04W 12/06 (2009.01) H04W 4/24 (2009.01)

Patent

CA 2719944

Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used di-rectly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile tele-phone devices described herein allow a mobile telephone to participate in payment transactions in a manner that helps prevent identify theft and without relying on transferring amounts to/from one stored value account to another.

Linvention concerne des techniques pour un téléphone mobile, conjointement avec un serveur de transaction de paiement, à utiliser directement comme dispositif de paiement pour une variété de transactions financières. En outre, les systèmes et procédés de transaction pour des dispositifs de téléphone mobile décrits ici permettent à un téléphone mobile de participer à des transactions de paiement dune manière aidant à prévenir dun vol didentité et sans reposer sur des quantités de transfert vers/depuis un compte de valeur stockée vers un autre.

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