Prepaid negative balance fee processing and fee diversion

Details Prepaid negative balance fee processing and fee diversion Prepaid negative balance fee processing and fee diversion

G - Physics

06

Q

G06Q 20/24 (2012.01) G06Q 20/28 (2012.01)

Patent

CA 2689995

Systems and methods are provided for a prepaid credit card processing system wherein components or entities such as the acquirer, issuer, or prepaid card processing network can dynamically determine, at the time of the transaction, whether a credit card transaction will be allowed - even where the fee associated with the transaction would cause the balance to fall below zero.

Cette invention concerne des systèmes et des procédés pour un système de traitement de carte de crédit prépayée dans lequel des composants ou des entités, tels qu'un acquéreur, un diffuseur ou un réseau de traitement de carte prépayée peut déterminer de manière dynamique, au moment d'une transaction, si une transaction par carte de crédit sera autorisée, y xompris dans le cas où les frais associés à cette transaction engendreront un solde négatif.

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