G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/00 (2006.01)
Patent
CA 2440682
A system for conducting a financial transaction over a payment network is disclosed, which system includes a micropayment system (400) interfaced with the payment network for allowing identification of the transaction (402) as a micropayment transaction and allowing, at the option of the cardholder (402), repudiation of the micropayment transaction automatically by crediting the cardholder's account the amount of the micropayment transaction (404).
La présente invention concerne un système permettant d'effectuer une transaction financière via un réseau de paiement. Ce système inclut un système de micropaiements en interface avec le réseau de paiement de façon à permettre, d'une part l'identification de la transaction comme transaction de micropaiement, et d'autre part à la demande du détenteur de la carte, le renoncement à la transaction de micropaiement automatiquement en portant au crédit du compte du détenteur le montant de la transaction de micropaiement.
Mastercard International Incorporated
Ridout & Maybee Llp
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