System and method for providing activation and expiration...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2012.01)

Patent

CA 2710255

Apparatus and method for indirectly determining activation status of newly issued financial presentation devices that replace existing financial presentation devices such as credit cards that are about to expire. The apparatus includes a computer device having an account update module that receives an account identifier for an existing credit card, determines a new expiration date associated with a newly issued credit card that replaces the existing credit card, retrieves transaction data associated with the new credit card and examines the expiration date of the retrieved data. If the expiration date associated with the retrieved transaction data matches the new expiration date, then the account update module determines that the newly issued card has been activated.

L'invention porte sur un appareil et un procédé pour déterminer de manière indirecte un état d'activation de dispositifs de présentation financière nouvellement émis qui remplacent des dispositifs de présentation financière existants tels que des cartes de crédit qui sont sur le point d'expirer. L'appareil comprend un dispositif d'ordinateur ayant un module de mise à jour de compte qui reçoit un identifiant de compte pour une carte de crédit existante, détermine une nouvelle date d'expiration associée à une carte de crédit nouvellement émise qui remplace la carte de crédit existante, extrait des données de transaction associées à la nouvelle carte de crédit et examine la date d'expiration des données extraites. Si la date d'expiration associée aux données de transaction extraites correspond à la nouvelle date d'expiration, alors le module de mise à jour de compte détermine que la carte nouvellement émise a été activée.

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