G - Physics – 07 – F
Patent
G - Physics
07
F
G07F 19/00 (2006.01) G06Q 40/00 (2006.01)
Patent
CA 2608926
The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification from a vendor location (360), and verifying that the transfer pair is associated with a valid transfer pair record (362). The method includes sending the transfer pair verification to the vendor location (368), receiving a money transfer request (370) associated with the transfer pair from the vendor location, and authorizing a money transfer (372) to at least one of a first and second customers associated with the transfer pair, hi this manner, a vendor location, which may include a point-of-sale device and may be a retail outlet (e.g., grocery store, gas station, or the like), can be used to facilitate a money transfer between two customers.
La présente invention concerne des systèmes et des procédés permettant d'initier, de faciliter, de traiter et/ou de réaliser des transferts d'argent. Un tel procédé consiste à recevoir une demande de vérification de paire de transferts à partir d'un emplacement de vendeur (360) et à vérifier que ladite paire de transferts est associée à un enregistrement de paire de transferts valide (362). Ce procédé consiste à envoyer la vérification de paires de transfert à l'emplacement de vendeur (368), à recevoir une demande de transferts d'argent (370) associée à la paire de transfert provenant dudit emplacement de vendeur, et à autoriser un transfert d'argent (372) à un premier ou second client associé à la paire de transferts. Ainsi, un emplacement de vendeur pouvant comporter un dispositif de point de vente et un point de vente au détail (par exemple, une épicerie, une station-service ou similaire) peut être utilisé pour faciliter un transfert d'argent entre deux clients.
Hansen Kurt
Sayor Thomas B.
First Data Corporation
Ridout & Maybee Llp
The Western Union Company
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