G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/00 (2006.01) G06Q 30/00 (2006.01) G06Q 40/00 (2006.01)
Patent
CA 2371820
A system and method for receiving payment includes the establishment, at a first server (210), of a transaction record (244, FIG. 6B) including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network (220) performs an authorization analysis on at least the second account (242, FIG. 6A). The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction.
L'invention concerne un système et un procédé de réception de paiements, consistant à établir, à un premier serveur (210), un relevé de transaction (244, fig 6B) contenant les informations relatives au montant d'un paiement, à un premier compte à créditer dudit montant, et à un second compte à débiter dudit montant. Un réseau d'autorisation financière (220) procède à une analyse d'autorisation du second compte (242, fig 6A) au moins, lequel est débité si l'analyse d'autorisation est achevée avec succès. Le premier compte est ensuite directement crédité du montant du paiement afin de conclure la transaction.
Matsuda Paul J.
Perry Sarah E.
Wilk Tracy L.
Sim & Mcburney
Visa International Service Association
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