Anonymized payment in e-commerce transactions

G - Physics – 06 – Q

Patent

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Details

G06Q 20/08 (2012.01)

Patent

CA 2678831

A method of providing anonymized payment method details in e-commerce transactions. Upon initiation of a e-commerce payment sequence, the customer/client initiates communication with a service bureau providing valid payment method information such as credit or debit card details. The service provider issues a disposable one time credit card number and associated related security information which is communicated to the vendor website or payment server for processing using pre-existing credit card payment processing infrastructure. The method provides an enhanced security level as well as allowing for the processing of debit card transactions using only pre-existing credit card payment processing infrastructure at the vendor end. Client and server level software for use in this payment method is also disclosed.

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