Methods and systems for managing transaction card accounts...

Details Methods and systems for managing transaction card accounts... Methods and systems for managing transaction card accounts...

G - Physics

06

Q

G06Q 20/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2642558

A computer-implemented method and system for managing transaction card accounts involves enabling a transaction card account by a card issuer for use with pre-defined categories of providers of goods/services and goods/services sold and issuing a transaction card and establishing an associated pre-qualified category card account. Upon receiving data for a transaction with the transaction card at a transaction terminal by a processing platform of the card issuer via a card association processing network, the category of the provider and goods/services is interrogated to determine whether or not the transaction can be posted on the pre-qualified category card account of the cardholder, and the transaction is approved and posted to the pre-qualified category card account if the transaction falls within the pre-qualified category of the cardholder.

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