Incentive based health care insurance program

A - Human Necessities – 61 – B

Patent

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A61B 5/00 (2006.01)

Patent

CA 2565598

Apparatuses, systems, programs, and/or methods of administering an incentive health care insurance program are provided. In one aspect, the apparatuses, systems, programs, and/or methods comprise offering one or more incentives to a participant of a health care insurance program to complete a health risk assessment questionnaire or a biometric measurement analysis, and/or to provide a biosample for biomedical analysis; scoring, ranking, and/or grading the health risk assessment and/or the biometric parameters for one or more health risks; analyzing the biosample for one or more biomedical parameters; analyzing the scored, ranked, and/or graded health risk assessment questionnaire and/or the biometric parameters, and/or biomedical parameters and determining a Health Score to assess for presence or risk of disease; and optionally providing one or more additional incentives to the one or more participants to achieve, maintain, or improve their Health Score and/or an individual parameter of a Health Score.

L'invention concerne des procédés, des systèmes, des programmes et/ou des procédés d'administration d'un programme d'assurance médicale basé sur des primes. Dans un de ces aspects, les appareils, les systèmes et/ou les procédés consistent à offrir une ou plusieurs primes à un participant au programme d'assurance médicale afin de remplir un questionnaire d'évaluation des risques de santé ou d'analyse de mesure biométrique et/ou afin de fournir un bioéchantillon pour analyse biomédicale, notant, classant et/ou graduant le questionnaire d'évaluation de risque de santé et/ou les paramètres biométriques, et/ou les paramètres biomédicaux et déterminant une note de santé afin d'évaluer la présence ou le risque de maladie; et éventuellement fournissant une ou plusieurs primes supplémentaires à un ou plusieurs participants afin d'achever, d'entretenir ou d'améliorer leur note de santé et/ou un paramètre individuel de cette note.

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