Method for forming a bank deposit

Details Method for forming a bank deposit Method for forming a bank deposit

G - Physics

06

Q

G06Q 90/00 (2006.01)

Patent

CA 2599235

A method for originating a bank deposit with the use of a computer is suggested, which implies entering the deposit characteristics into a computer. Use of the method makes it possible to achieve a technical result in the form of increase of the effectiveness of the origination of a bank deposit, improvements of the visualization and availability of the data presented to the bank customer, and enhancements of the functional characteristics of the method. The technical result is achieved due to the bank deposit being originated out of two or more currencies, the costs of which are correlated to the independent unit of deposit value. The proportions of the currency components in the deposit are then calculated, which give such a ratio between the deposit risk and yield that is optimum from the point of view of preserving and/or increasing the purchasing capacity of the deposit.

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