Cheque conversion patent application description

Details Cheque conversion patent application description Cheque conversion patent application description

G - Physics

06

Q

G06Q 20/08 (2012.01) G06Q 40/02 (2012.01)

Patent

CA 2683153

Payments for bills in Canada are typically received in one of three ways, namely a cheque by mail, an electronic payment using web/telephone banking, or a Pre-Authorized Debit. Of these three methods the receipt of a cheque by mail is the least efficient for the depositor due to the requirement to deliver the paper copy to the depository bank. This invention generates a more efficient Pre-Authorized Debit using a cheque as a source document authorizing the pre-authorized debit, and eliminates the need to transport the cheque to the depository bank.

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