Mobile payment services

G - Physics – 06 – Q

Patent

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Details

G06Q 20/32 (2012.01) H04W 4/24 (2009.01) G06Q 20/40 (2012.01) G06F 9/44 (2006.01)

Patent

CA 2678242

A Java 2 Enterprise Edition (J2EE) enabled server executing Java software provides a financial transaction Web service to a client each of which communicates wirelessly with the J2EE enabled server and executes Java software to conduct financial transactions between a merchant and a consumer upon an account issued by an issuer to the consumer. Each financial transaction is submitted by the merchant to an acquirer for processing by a transaction handler/ payment processor, and is submitted by the transaction handler/ payment processor to the issuer to obtain a payment amount for the financial transaction from the account, and wherein the issuer forwards the payment amount of the financial transaction to the transaction handler/ payment processor who forwards the payment amount of the financial transaction to the acquirer to pay the merchant for the financial transaction.

Un serveur activé pour l'édition entreprise Java 2 (J2EE) exécutant un logiciel Java fournit un service web de transaction financière à un client dont chacun communique sans fil avec le serveur activé J2EE et exécute un logiciel Java pour mener des transactions financières entre un marchand et un consommateur sur un compte émis par un émetteur pour le consommateur. Chaque transaction financière est soumise par le marchand à un acquéreur pour un traitement par un processeur de gestionnaire/paiement de la transaction, et est soumise par le processeur de gestionnaire/paiement de la transaction à l'émetteur pour obtenir un montant du paiement de la transaction financière à partir du compte, et dans lequel l'émetteur transmet le montant du paiement de la transaction financière au processeur de gestionnaire/paiement de la transaction qui transmet le montant du paiement de la transaction financière à l'acquéreur pour payer le marchand de la transaction financière.

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