Payment redirection for online transactions

G - Physics – 06 – Q

Patent

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Details

G06Q 20/00 (2012.01)

Patent

CA 2713492

Methods and systems for facilitating an online value exchange transaction are disclosed. One method includes delivering a link for display by a service provider, the link affiliated with an exchange facilitator and unaffiliated with the service provider. The method further includes, upon selection of the link, redirecting a user of the service provider to the exchange facilitator. The method further includes receiving information regarding a value exchange between the user and a subscriber of the exchange facilitator. The method also includes requesting that the user accept one or more terms of the value exchange. The method includes performing an electronic transfer according to the one or more terms of the value exchange accepted by the user. Methods and systems for providing and obtaining payment are disclosed as well.

La présente invention concerne des procédés et des systèmes permettant de faciliter la transaction d'échange de valeurs en ligne. Un procédé consiste à fournir un lien d'affichage par un prestataire de services, le lien étant affilié à un facilitateur d'échanges mais pas au prestataire de services. Le procédé consiste en outre à réorienter un utilisateur du prestataire de services vers le facilitateur d'échanges, lors de la sélection du lien. Le procédé consiste alors à recevoir des informations relatives à un échange de valeurs entre l'utilisateur et un abonné du facilitateur d'échanges. Le procédé consiste par la suite à demander à l'utilisateur d'accepter une ou plusieurs conditions de l'échange de valeurs. Le procédé consiste enfin à exécuter un transfert électronique en fonction de la ou des conditions de l'échange de valeurs acceptées par l'utilisateur. La présente invention concerne également des procédés et des systèmes permettant d'effectuer et d'obtenir un paiement.

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