Payment transaction using mobile phone as relay

Details Payment transaction using mobile phone as relay Payment transaction using mobile phone as relay

G - Physics

06

Q

G06Q 30/00 (2006.01) H04W 4/24 (2009.01) H04W 12/06 (2009.01)

Patent

CA 2703751

Systems and methods of conducting a payment transaction using a mobile phone as a relay. The systems and methods receive transaction information associated with a transaction at a mobile communication device from a merchant. They send the transaction information with the mobile communication device to an issuer associated with the mobile communication device. The issuer thereafter sends an authorization response message to the merchant.

L'invention concerne des systèmes et des procédés pour effectuer une transaction de paiement au moyen d'un téléphone mobile servant de relais. Les systèmes et procédés de l'invention permettent de recevoir d'un commerçant des informations de transaction associées à une transaction au niveau d'un dispositif de communications mobile, puis d'envoyer les informations de transaction à un émetteur associé au dispositif de communications mobile, à l'aide du dispositif de communications sans fil. L'émetteur envoie ensuite un message de réponse d'autorisation au commerçant.

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