Electronic funds transfer method and system

Details Electronic funds transfer method and system Electronic funds transfer method and system

G - Physics

06

Q

G06Q 20/00 (2006.01)

Patent

CA 2429999

A method and system for effecting the transfer of electronic funds includes a computer that is in electronic communication with an electronic payment device reader (12), with a funds source account (18) and with a funds collection account (20). A funds transfer request (3) is received from the electronic payment device reader (12), and a server, initiates the transfer of funds from the funds source account (18) to the funds collection account (20) in response to an action at the electronic payment device reader (12). An enhanced point- of-sale device is one of many types of electronic payment device readers that may be used to transfer funds between accounts in accordance with embodiments of the invention.

L'invention concerne un procédé et un système pour transférer des fonds électroniques, comprenant un ordinateur en communication électronique avec un lecteur de dispositif de paiement électronique, un compte source de fonds et un compte de perception de fonds. Une demande de transfert de fonds est reçue du lecteur de dispositif de paiement électronique et un serveur lance le transfert de fonds du compte source de fonds au compte de perception de fonds en réponse à une action au niveau du lecteur de dispositif de paiement électronique. Un dispositif point de vente amélioré constitue l'un des divers types de lecteurs de dispositif de paiement électronique que l'on peut utiliser pour transférer des fonds entre des comptes selon des modes de réalisation de l'invention.

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