Merchant funded rewards network implementing cardholder...

Details Merchant funded rewards network implementing cardholder... Merchant funded rewards network implementing cardholder...

G - Physics

06

Q

G06Q 20/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2627920

A system and method for implementing a program such as a loyalty program. An account (e.g., card) system includes a plurality of participating account holders (e.g., cardholders) of an issuer, a plurality of non-participating account holders (e.g., cardholders) of the issuer and of other issuers, a plurality of non-preferred merchants of the issuer and of other issuers and a plurality of preferred merchants of the issuer. A filter is used to evaluate transactions to identify qualifying program transactions involving both a participating account holders (e.g., cardholders) of the issuer and a preferred merchant of the issuer. Rebates are provided for identified, qualifying program transactions.

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