Method to improve debt collection practices

Details Method to improve debt collection practices Method to improve debt collection practices

G - Physics

06

Q

G06Q 40/00 (2006.01)

Patent

CA 2496787

Debt collection strategies that have been used successfully on certain types of debtors are more likely to yield results than unproven strategies. Non- financial,non-historical behavioral characteristics of debtors who responded to collection strategies are used to identify future debtors against whom previously-successful strategies should be repeated to provide a rate of payment higher based on historical behavioral/financial attributes.

La stratégie de recouvrement de créances mise en application avec succès sur certains types de débiteurs est plus susceptible de produire des résultats que les stratégies non éprouvées. On utilise des caractéristiques comportementales non financières et non historiques de débiteurs qui ont réagi à des stratégies de recouvrement afin d'identifier des débiteurs futurs contre lesquels on devrait faire appel à ces stratégies ayant porté leurs fruits, de manière à obtenir un pourcentage de règlement plus élevé basé sur des attributs historiques comportementaux et financiers.

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