Method of conducting transactions over a network

Details Method of conducting transactions over a network Method of conducting transactions over a network

G - Physics

06

Q

G06Q 30/00 (2006.01)

Patent

CA 2397499

A method of authorizing a commercial transaction between a customer (52) and a provider of goods or services (60, 62, 64, 66, 68, 70, 72) over a network, wherein the provider of goods or services requests that the customer provide authentication by activating a fingerprint identification device (50), and the provider of goods or services receives at least an authentication code of the customer over the network from the fingerprint identification device, the method comprising the steps of: providing the customer with the fingerprint identification device which produces the authentication code when a fingerprint of the customer matches a stored fingerprint within the fingerprint identification device (104, 106, 108, 110, 112); receiving at least the authentication code from the provider of goods or services over the network (116); and authorizing the transaction if at least the authentication code is valid (123).

La présente invention concerne un procédé pour autoriser une transaction commerciale entre un client (52) et un fournisseur de biens ou de services (60, 62, 64, 66, 68, 70, 72) via un réseau. En l'occurrence, le fournisseur de biens ou de services demande que le client fournisse une authentification en actionnant un dispositif d'identification par empreintes digitales (50), à la suite de quoi le fournisseur de biens ou de services reçoit en provenance du dispositif d'identification par empreintes digitales au moins un code d'authentification du client via le réseau. A cet effet, on commence par fournir au client le dispositif d'identification par empreintes digitales qui produit le code d'authentification lorsqu'une empreinte digitale du client concorde avec une empreinte digitale en mémoire dans le dispositif d'identification par empreintes digitales (104, 106, 108, 110, 112). On reçoit ensuite via le réseau (116) le code d'authentification provenant du fournisseur de biens ou de services. Il ne reste plus qu'à autoriser la transaction si le code d'authentification considéré est correct (123).

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