Secure protocol for transactions

H - Electricity – 04 – L

Patent

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Details

H04L 9/32 (2006.01) H04L 29/06 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2746760

A secure protocol for transactions, such as electronic commerce transactions, is described that provides improved security through exploiting an independent (where this independence is logical and/or physical) communication path (e.g., between a customer and a back-end financial institution), ensuring that key financial information remains within the back-end financial institutions themselves. Hence, this protocol directly reduces cyber-crime risks through improvements to transaction security. In addition, various implementations of the secure protocol provide non-repudiation for one or more of the entities involved in the transaction.

La présente invention concerne un protocole sécurisé pour des transactions, telles que des transactions commerciales électroniques. Le procédé assure une sécurité améliorée en exploitant un chemin de communication indépendant (cette indépendance étant logique et/ou physique) (par exemple, entre un client et une institution financière terminale), garantissant que les informations financières clés restent au sein des institutions financières terminales mêmes. De cette façon, ce protocole réduit directement les risques de cybercriminalité en améliorant la sécurité des transactions. En outre, diverses implémentations du protocole sécurisé confèrent une non-répudiation pour une ou plusieurs des entités impliquées dans la transaction.

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