A network based method of storing and using wallet or purse...

Details A network based method of storing and using wallet or purse... A network based method of storing and using wallet or purse...

G - Physics

06

Q

G06Q 20/08 (2012.01)

Patent

CA 2557699

A method of accessing and selecting wallet or purse contents stored on a Network Based Computer Storage. The method permits the owner to make a selection from the storage and use it for transactions at a brick and mortar merchant store, Automatic Teller Machine, cash dispensing or payment machine, or an online store. The storage contents consist of information relating to credit, debit, identity, discounts, points, library, electronic business cards, memberships, frequent flyer cards, memory and chip cards. The method eliminates the need to carry a wallet full of the contents ordinarily found in a wallet, pocket or purse for daily, occasional or seasonal use. The method includes the steps of operating the storage and an intelligent agent to pre-select cards, steps for transmitting and displaying storage contents, authenticating owner identity, accepting selections, and transmitting the selection to card processing companies, merchant computer systems and banks or financial institutions computers.

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