Consumer finance method and system

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2610212

A consumer finance method and system financing a purchase including the steps of providing new goods or services to at least partially replace used goods or services which the customer is currently using to a customer at a purchase price; and collecting at least the amount of the purchase price from the customer in a plurality of instalments, the amount of each instalment calculated as the amount which the customer would have paid for the used goods or services based on historical information.

Procédé et système de crédit à la consommation avec, fourniture au consommateur au prix d'achat de nouveaux biens ou services pour remplacer au moins partiellement des biens ou services usagés en cours d'utilisation par le consommateur, puis récupération auprès du consommateur d'au moins une partie du prix d'achat en une pluralité d'échéances, la valeur de chaque échéance étant calculé sur la base du montant que le consommateur aurait payé pour les biens ou services sur la base d'information historique.

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