G - Physics – 07 – F
Patent
G - Physics
07
F
G07F 7/08 (2006.01) G06Q 20/00 (2006.01) G07F 7/10 (2006.01)
Patent
CA 2315000
The invention concerns a method and a system for carrying out financial transactions involving the use of an electronic purse (2). The system enables to set up connections (5, 6, 7, 8) between a financial institution (1), said electronic purse (2) and a cashing device (3). Said connections being set up in real or quasi-real time, the financial institution (1) knows exactly the situation of the account which the bearer of the electronic purse (2) has in his possession and the trader receives in real time a full discharge of the amount transacted. Various complementary measures ensure the security of the system.
Le procédé et le système de réalisation de transactions financières impliquent l'utilisation d'un porte-monnaie électronique (2). Le système permet l'établissement de liaisons (5, 6, 7, 8) entre un institut financier (1), ledit porte-monnaie électronique (2) et un dispositif d'encaissement (3). Ces liaisons étant établies en temps réel ou quasi réel, l'institut financier (1) connaît exactement la position du compte que le porteur du porte-monnaie électronique (2) possède chez lui et le vendeur reçoit en temps réel un quitus du montant de la transaction. Diverses mesures complémentaires permettent d'assurer la sécurité du système.
Gowling Lafleur Henderson Llp
Jacot Philippe
LandOfFree
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