Methods and systems of improved stored value cards and...

Details Methods and systems of improved stored value cards and... Methods and systems of improved stored value cards and...

G - Physics

06

Q

G06Q 40/00 (2006.01) G06F 5/00 (2006.01) G07D 11/00 (2006.01) G07F 19/00 (2006.01)

Patent

CA 2602941

The present invention relates to stored value cards (233, 234) and improved bank processing systems (222, 224, 241). In particular, it relates to systems and methods that load value into demand deposit (243) and plastic account number accounts corresponding to the stored value card and make funds available without delay, even for the unbanked. It also relates to methods for avoiding fraud.

La présente invention porte sur des cartes à valeur stockée (233, 234) et sur des systèmes de traitement bancaires (222, 224, 241). Cette invention concerne en particulier des systèmes et des procédés permettant de charger une valeur dans des comptes de dépôt à vue (243) et des comptes à numéro de compte plastifié correspondant à la carte à valeur stockée et de mettre des fonds à disposition sans délai, même pour des individus ne possédant pas de compte en banque. Cette invention concerne également des procédés permettant d'éviter les fraudes.

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