Many-to-many correspondence: methods and systems for...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2405546

By establishing a correspondence account in each Financial Service Provider (FSP) of a group of FSPs and a secure inter-FSP messaging mechanism, transfers of funds entirely within member FSPs (FSP 1, FSP 2, FSP 3, FSP 4) may be combined with secure messaging to effectively transfer funds between buyers in one FSP (FSP 2) and sellers in another FSP (FSP 1) without actual transfer of funds between FSP's.

L'invention concerne l'établissement d'un compte de correspondance pour chaque fournisseur de services financiers (FSP) d'un groupe de FSPs et d'un mécanisme de messagerie sûr inter-FSP, permettant de combiner les virements effectués exclusivement entre membres FSP (FSP 1, FSP 2, FSP 3, FSP 4) à un système de messagerie sûr de façon que les virements soient effectués de manière efficace entre acheteurs dans un FSP (FSP 2) et vendeurs dans un autre FSP (FSP 1) sans que soit effectué un véritable virement entre les FSPs.

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