Systems for, and method of, insuring risks in a restructured...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2381253

A method for insuring against risks in a restructured energy industry, wherein an unplanned event prevents a power seller from meeting all or part of the power seller's obligations under a power supply contact which gives rise to a need on the part of the seller, or on the part of the power buyer purchasing power from the seller, to purchase power at market price, by issuing an insurance policy (103) pursuant to which an insurer is obligated to indemnify an insured, the seller or buyer of replacement power, if the market price for replacement power exceeds the insurance price, and a computer-implemented system (101) for generating the insurance policy (103).

L'invention concerne un procédé destiné à assurer les risques dans une industrie de l'énergie restructurée. Dans ce procédé, un événement imprévu empêche un vendeur d'énergie de remplir tout ou partie des obligations échues à un vendeur d'énergie sous contrat d'approvisionnement d'énergie, événement qui occasionne un besoin de la part du vendeur ou de la part de l'acquéreur d'énergie, qui achète l'énergie au vendeur, d'acquérir l'énergie au prix du marché, en émettant une police d'assurance, (103) en vertu de laquelle, un assureur est tenu d'indemniser un assuré, le vendeur ou l'acquéreur de l'énergie de remplacement, si le prix du marché de l'énergie de remplacement dépasse le prix assuré. Ce procédé concerne également un système informatique (101) permettant d'émettre une police d'assurance (103).

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