A low cost, secure, convenient, and efficient way to reduce...

G - Physics – 06 – Q

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G06Q 20/40 (2012.01)

Patent

CA 2582931

A low-cost, secure, reliable, convenient, and efficient way to reduce the rate of fraud by means of using additional PINs/passwords, which are dynamic PINs delivered periodically via different channels, defined by users, with a changing pre- defined by the user periods.

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