A method and system for identifying consumer credit...

Details A method and system for identifying consumer credit... A method and system for identifying consumer credit...

G - Physics

06

Q

G06Q 40/00 (2006.01)

Patent

CA 2344739

Initially, customer time series credit files are acquired. The credit files are organized in a data mart environment for supporting a query system. Time series utilization attributes are created and a neural network time series segmentation process is applied and N x N dimension segments are generated for analysis. The chart may be modified to more accurately depict profitable credit revolvers. Credit data from each potential new customer is processed in a similar fashion by the neural network segmentation process. Profitable credit revolvers are identified by having credit utilization patterns belonging to profitable segments previously identified.

Affiliated with

Also associated with

Rating

A method and system for identifying consumer credit... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with A method and system for identifying consumer credit..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and A method and system for identifying consumer credit... will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFCA-PAI-O-1605632