A system and method for secure network electronic payment...

H - Electricity – 04 – L

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H04L 9/32 (2006.01) G06Q 20/00 (2006.01) G07F 19/00 (2006.01)

Patent

CA 2252649

Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer system to a merchant computer system, and for the further secure transmission of data from the merchant computer system to a payment gateway computer system. The payment gateway system evaluates the information and returns authorization or denial of credit via a secure transmission to the merchant which is communicated to the customer by the merchant.

L'invention permet d'effectuer la transmission protégée de données entre une pluralité de systèmes informatiques par l'intermédiaire d'un système de télécommunications public, tel que l'Internet. La transmission protégée de données s'effectue depuis un système informatique client vers un système informatique vendeur et continue à s'effectuer depuis le système informatique vendeur vers un système informatique de point d'accès de paiement. Ce dernier évalue l'information et renvoie l'autorisation ou le refus de crédit par l'intermédiaire d'une transmission protégée vers le vendeur qui communique au client cette autorisation ou ce refus.

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