Apparatus and method for integrated payment and electronic...

Details Apparatus and method for integrated payment and electronic... Apparatus and method for integrated payment and electronic...

G - Physics

06

K

G06K 5/00 (2006.01)

Patent

CA 2614339

Payment transactions using a payment infrastructure (100) are efficiently combined with e-merchandise transactions using an e- merchandise infrastructure, while allowing each infrastructure to concentrate on its primary function An electronic payment device (102, 112, 142, or 1302) configured according to the payment infrastructure is interrogated by a payment module (also configured according to the payment infrastructure) of a first terminal (122, 124, 126, or 134) to obtain financial data Electronic merchandise- related information is generated by an electronic merchandise module (configured according to the electronic merchandise infrastructure) of the first terminal, and said information is transferred to the electronic payment device within a transaction conducted in accordance with the financial data and the payment infrastructure

L'invention concerne la possibilité de combiner efficacement des transactions de paiement à infrastructure de paiement avec des transactions de commerce électronique avec infrastructure de commerce électronique, sans toucher à la fonction première des infrastructures respectives. Un dispositif de paiement électronique conçu d'après l'infrastructure de paiement est interrogé par un module de paiement (lui-même conçu d'après l'infrastructure de paiement) d'un premier terminal en vue de l'obtention de données financières. Des informations électroniques à caractère commercial sont générées par un module de commerce électronique (conçu d'après l'infrastructure de commerce électronique) du premier terminal. Ces informations sont transférées vers un dispositif de paiement électronique dans le cadre d'une transaction effectuée conformément aux données financières et à l'infrastructure de paiement.

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