Apparatus and method for preventing unauthorized access to...

Details Apparatus and method for preventing unauthorized access to... Apparatus and method for preventing unauthorized access to...

G - Physics

06

Q

G06Q 20/32 (2012.01) G06Q 20/40 (2012.01)

Patent

CA 2738038

A system, apparatus, and method for preventing the unauthorized access to a payment application installed on a mobile payment device, or to transaction data stored in the device. The mobile payment device may be a mobile phone that includes a contactless element (such as a contactless smart chip) and that is capable of communication and data transfer using a wireless communications network and a near field communications capability. Unauthorized access to the payment application is prevented by requiring that access control data be received from a trusted source, such as a controller or application in charge of managing inputs from a phone keypad, in order to activate the payment application or to access stored data.

L'invention concerne un système, un appareil et un procédé pour empêcher un accès non autorisé à une application de paiement installée sur un dispositif de paiement mobile, ou à des données de transaction mémorisées dans le dispositif. Le dispositif de paiement mobile peut être un téléphone mobile qui comprend un élément sans contact (tel qu'une puce intelligente sans contact) et qui est capable deffectuer une communication et un transfert de données en utilisant un réseau de communication sans fil et une capacité de communications de champ proche. Un accès non autorisé à l'application de paiement est empêché en exigeant que des données de contrôle d'accès soient reçues d'une source de confiance, telle qu'un contrôleur ou une application chargé de la gestion des entrées provenant d'un pavé numérique de téléphone, afin d'activer l'application de paiement ou d'accéder aux données mémorisées.

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