Apparatus and method for providing trade credit information...

G - Physics – 07 – F

Patent

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

G07F 7/08 (2006.01) G06Q 20/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2410157

A method for providing trade credit information to a user comprises storing financial information on a memory device, receiving a request from a user for trade credit information regarding a customer of the user (302), processing the request for trade credit information in conjunction with the stored information (303), generating a credit report (304) which may include a customer credit limit, a customer credit quote, or a customer credit report, and transmitting the credit report to the user (305). In preferred embodiments of the invention, the user may also purchase trade credit insurance (414), monitor a customer account, and/or turn over an account to a collection agency for collection (607). Each of the embodiments may be purchased by the user as an integrated package or as stand alone modules.

La présente invention concerne un procédé permettant de fournir des informations relatives au crédit commercial à un utilisateur, qui consiste à stocker des informations financières dans un dispositif mémoire, à recevoir d'un utilisateur une demande d'informations relatives au crédit commercial concernant un client de cet utilisateur (302), à traiter cette demande d'informations relatives au crédit commercial avec les informations (303) stockées, à générer un rapport de solvabilité (304) qui peut comprendre un plafond de crédit client, une cote de crédit client ou un rapport de solvabilité client, et à transmettre ce rapport de solvabilité à cet utilisateur (305). Dans un mode préféré de réalisation de l'invention, l'utilisateur peut aussi acheter une assurance de crédit commercial (414), surveiller un compte de client, et/ou transférer un compte à une agence de recouvrement en vue d'un recouvrement (607). Chacun de ces modes de réalisation peut être acheté par l'utilisateur sous la forme d'un achat groupé ou sous la forme de modules autonomes.

LandOfFree

Say what you really think

Search LandOfFree.com for Canadian inventors and patents. Rate them and share your experience with other people.

Rating

Apparatus and method for providing trade credit information... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Apparatus and method for providing trade credit information..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Apparatus and method for providing trade credit information... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFCA-PAI-O-1569435

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.