G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/00 (2006.01) G06K 17/00 (2006.01) G06K 19/00 (2006.01)
Patent
CA 2733033
Data is wirelessly reading from a consumer's smart card and then parsed to derive the consumer's account upon which a transac-tion is to be conducted between a merchant and an Application Currency Code (ACC) corresponding to a second currency. The amount of the transaction is converted from the merchant's local currency to the second currency and included in an authorization request sent to the merchant's acquirer. A receipt for the amount of the transaction in the second curren-cy is rendered if the transaction is authorized.
Selon linvention, des informations sont lues sans fil sur une carte à puce dun consommateur puis analysées pour en déduire le compte du consommateur auquel doit être portée une transaction entre un commerçant et un Code de Devise dApplication (ACC) correspondant à une seconde devise. Le montant de la transaction est converti de la devise locale du commerçant à la seconde devise puis inclus dans une demande dautorisation transmise à lacquéreur du commerçant. Un récépissé du montant de la transaction dans la seconde devise est créé en cas dautorisation de la transaction.
Bereskin & Parr Llp/s.e.n.c.r.l.,s.r.l.
Visa U.s.a. Inc.
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