Automated transaction execution system with a plurality of...

Details Automated transaction execution system with a plurality of... Automated transaction execution system with a plurality of...

G - Physics

07

F

G07F 19/00 (2006.01) G06Q 20/08 (2012.01) H04L 12/16 (2006.01)

Patent

CA 2414815

A dynamically branded transaction execution system and method including member institutions, a number of transaction execution machines (TEMs), and a processing and routing system to connect and process information between the member institutions and the TEMs. Each of the TEMs contain an identification device and a user interface, and optionally a material device. When a customer uses one of the TEMs, the user interface is subsequently modified to a full service transaction machine. The TEM is dynamically branded such that it behaves as though it were owned by the member institution for the duration of the customer's transaction and provides the full service desired by the customers of the selected member institution. Different forms of communication can include a display, a keypad or touch pad, an audio and video system. Different ownership and licensing arrangements of the transaction execution system with a plurality of membership institutions is provided.

L'invention concerne un système et un procédé d'exécution des transactions dynamiquement estampillés comprenant des institutions membres, un certain nombre de machines d'exécution des transactions (TEM) ainsi qu'un système de traitement et d'acheminement permettant de relier les institutions membres et les machines d'exécution des transactions et de traiter les informations passant entre elles. Chaque machine d'exécution des transactions contient un dispositif d'identification et une interface-utilisateur, et éventuellement un dispositif matériel. Lorsqu'un client utilise une des machines d'exécution des transactions, l'interface-utilisateur est transformée en une machine de transactions de service complet. La machine d'exécution des transactions est dynamiquement estampillée de sorte qu'elle se comporte comme si elle appartenait à l'institution membre pendant la durée de la transaction du client et fournit le service complet souhaité par les clients de l'institution membre choisie. On compte, parmi différentes formes de communication, un écran, un clavier numérique ou un pavé tactile, un système audio et vidéo. L'invention concerne différents arrangements de propriété et de concession de licence du système d'exécution des transactions avec une pluralité d'établissements membres.

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