Automatic authorization of programmatic transactions

Details Automatic authorization of programmatic transactions Automatic authorization of programmatic transactions

G - Physics

06

Q

G06Q 20/00 (2006.01)

Patent

CA 2574198

Techniques are described for facilitating interactions between computing systems, such as via a third-party transaction authorization system that automatically authorizes transactions between parties. In some situations, the transactions are programmatic transactions involving the use of fee-based Web services by executing application programs, with the transaction authorization system authorizing and/or providing payments for transactions between Web service provider and consumer parties in accordance with private authorization instructions previously specified by the parties. The authorization instructions may include predefined instruction rule sets that regulate conditions under which a potential transaction can be authorized, with the instruction rule sets each referenced by an associated reference token. The transaction authorization system can then receive a reference token from each party to a potential transaction, and determine whether to authorize the transaction based on whether the instruction rule sets associated with the reference tokens are compatible or otherwise satisfied.

L'invention concerne des techniques destinées à faciliter les interactions entre des systèmes informatiques, par exemple par le biais d'un système d'autorisation de transactions tiers qui autorise automatiquement des transactions entre des parties. Dans certains cas, les transactions sont d'ordre programmatique impliquant le recours à des services web tarifés par exécution de programmes d'applications, le système d'autorisation de transactions autorisant et/ou fournissant des paiements pour des transactions entre le prestataire de services web et les parties consommateurs conformément à des instructions d'autorisation privées spécifiées par lesdites parties. Lesdites instructions d'autorisation peuvent comporter des ensembles de règles d'instructions qui régulent les conditions susceptibles d'autoriser une transaction éventuelle, lesdits ensembles de règles étant chacun référencés par un jeton de référence associé. Le système d'autorisation de transaction peut alors recevoir un jeton de référence de chacune des parties prenantes d'une transaction éventuelle, et décider d'autoriser ou non ladite transaction en fonction de la compatibilité ou de la satisfaction des ensembles de règles d'instructions associés aux jetons de référence.

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