Biometric based authorization systems for electronic fund...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01) H04K 1/00 (2006.01)

Patent

CA 2641958

A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.

L'invention porte sur un procédé d'autorisation de transfert monétaire qui consiste à fournir des informations biométriques relatives à l'auteur du transfert à un processeur de vérification de partie qui vérifie l'identité de l'auteur du transfert en comparant les informations biométriques de l'auteur du transfert aux informations de l'auteur du transfert enregistrées préalablement, l'auteur du transfert fournissant des informations d'identité relatives au transfert pour recevoir l'argent. Le procédé consiste également à confirmer que l'auteur du transfert dont on a vérifié l'identité possède les fonds ou le crédit suffisant pour le transfert monétaire, et à fournir une identification biométrique du bénéficiaire du transfert au processeur de vérification de partie qui vérifie l'identité du destinataire du transfert en comparant les informations biométriques du destinataire du transfert avec les informations du destinataire du transfert préalablement enregistrées. Le destinataire du transfert doit fournir des informations relatives à l'identité du transfert avant que l'argent soit cédé au destinataire du transfert.

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