Cash payment for remote transactions

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2526294

Methods and systems are provided for executing a remote transaction between a merchant and a customer. A designation of a monetary amount for the remote transaction and an identification of the merchant is transmitted from a merchant processing system to a host system controlled by a money-transfer provider. A money-transfer transaction identifier identifying a prepared money- transfer transaction for transfer of the monetary amount is established at the merchant processing system. The money-transfer transaction identifier is provided to the customer. Performance of merchant obligations in accordance with the remote transaction is initiated after notification to the merchant processing system of receipt of a cash payment made by the customer towards the prepared money-transfer transaction.

L'invention concerne des procédés et des systèmes permettant d'exécuter une transaction à distance entre un commerçant et un client. Une désignation de quantité d'argent destinée à la transaction à distance et une identification de commerçant sont transmises d'un système de traitement de commerçant à un système hôte commandé par un fournisseur de transfert d'argent. Un identificateur de transaction de transfert d'argent identifiant une transaction de transfert d'argent préparée permettant de transférer la quantité d'argent est établi au niveau du système de traitement du commerçant. L'identificateur de transaction de transfert d'argent est fourni au client. Une performance d'obligations de commerçant conformément à la transaction à distance est initiée après notification au système de traitement de la réception d'un paiement comptant effectué par le client concernant la transaction de transfert d'argent.

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