Check accepting and cash dispensing automated banking...

Details Check accepting and cash dispensing automated banking... Check accepting and cash dispensing automated banking...

G - Physics

07

F

G07F 19/00 (2006.01) G06F 7/08 (2006.01)

Patent

CA 2599905

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

L'invention concerne un système et un procédé de guichet automatique comprenant des guichets automatiques qui acceptent les chèques et distribuent des espèces. Les ATM fonctionnent afin d'acquérir une image et des données magnétiques provenant de chèques déposés et de déterminer l'authenticité des chèques et l'autorisation d'un utilisateur à recevoir des espèces en contrepartie desdits chèques. Les espèces peuvent être distribuées à l'utilisateur à partir de l'ATM en échange du chèque déposé. Les ATM distribuent des espèces en réponse à des communications avec un hôte transactionnel.

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