Collecting and aggregating creditworthiness data

G - Physics – 06 – F

Patent

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G06F 17/40 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2451692

Transaction data is uploaded from client machines running a software application such as an accounting or financial software application. Uploaded data describes transaction history with respect to subject companies. A central server aggregates the uploaded data to generate and distribute reports and/or alerts containing creditworthiness assessments of the subject companies

La présente concerne un procédé dans lequel une donnée de transactions est téléchargée en aval à partir de machines clients exécutant une application logicielle telle qu'une application logicielle comptable ou financière. Une donnée téléchargée vers l'amont décrit l'historique des transactions par rapport à des compagnies concernées. Un serveur central effectue l'agrégation des données téléchargées vers l'amont en vue de générer et de diffuser des rapports et/ou des avertissements contenant des évaluations de solvabilité des compagnies concernées.

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