Computer-based method and system for aiding transactions

Details Computer-based method and system for aiding transactions Computer-based method and system for aiding transactions

G - Physics

07

F

G07F 19/00 (2006.01) G06Q 30/00 (2006.01) G07F 7/08 (2006.01)

Patent

CA 2322042

A method for providing a warranty relating to a transaction between two parties, each party having a data communications device, in a system which includes an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, each location having a computer system, a database coupled to the computer system and storing information about each client of the institution and a data communications device coupled to the computer system for communication with the data communications device of any one party, each party being a client of at least one of the institutions, the method containing the steps of: transmitting a request for a warranty from one party to the transaction which is a client of the respective institution to a respective location associated with the respective institution, which request includes information identifying the other party to the transaction and information about the nature of the transaction; conducting an exchange of information between the respective location and a location associated with an institution of which the other party is a client; and transmitting a response to the request from the respective location to the one party.

L'invention concerne un procédé destiné à fournir une garantie d'une transaction entre deux parties, chaque partie ayant un dispositif de communication de données, dans un système comprenant une infrastructure composée d'une pluralité d'emplacements associés chacun à une institution respective fournissant des services à des clients, chaque emplacement ayant un système informatique, une base de données couplée au système informatique et stockant des informations relatives à chaque client de l'institution, ainsi qu'un dispositif de communication de données couplé au système informatique afin de communiquer avec le dispositif de communication de données de n'importe quelle partie, chaque partie étant un client d'au moins une des institutions. Le procédé comprend les étapes consistant à transmettre une demande de garantie d'une partie à la transaction, laquelle est un client de l'institution respective, à l'emplacement respectif associé à l'institution respective, laquelle demande comprend des informations identifiant l'autre partie à la transaction ainsi que des informations relatives à la nature de la transaction, à effectuer un échange d'informations entre l'emplacement respectif et un emplacement associé à une institution dont l'autre partie est cliente, et à transmettre une réponse à la demande de l'emplacement respectif, à l'autre partie.

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