Customer-based and customer-initiated system and method for...

H - Electricity – 04 – L

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Details

H04L 12/16 (2006.01) G06Q 30/02 (2012.01) G06Q 30/04 (2012.01) H04L 9/00 (2006.01) H04L 12/14 (2006.01)

Patent

CA 2369650

A customer-based and customer-initiated electronic content presentment, response and analysis system is configured to allow customer to trigger the delivery of content such as statements, bills, invoices, advertisements and newsletters in electronic form. On the content receiver side, the system provides functionalities to schedule when to poll electronic contents from content providers, to inform arrival of electronic contents, to manage unpaid bills/invoices, to alert customer when a payment due date is approaching, to let customer to pay bills/invoices electronically, and to analyze statistics of bills/invoices and expenses. Also, all of the electronic contents are stored electronically in the content receiver's computing peripheral for future reference and analysis. The content receiver system also contains a capability to archive and retrieve contents. On the content provider side, it contains an interface to allow content receiver's system to extract his/her contents electronically. In order to minimize the transmission of data and maximize the security of the transmission, only encrypted dynamic data will be transmitted. When the content receiver receives the encrypted dynamic data, the data must be decrypted and combined with a static template in order to show the complete electronic content. On top of the content receiver and content provider sides, there is one more entity that allows content receivers to select their content providers to be used in their system. This selection is used to configure the content receiver's system to include the selected content provider and to obtain the content provider's static template.

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