Dynamic account authentication using a mobile device

Details Dynamic account authentication using a mobile device Dynamic account authentication using a mobile device

H - Electricity

04

W

H04W 12/06 (2009.01) H04W 4/24 (2009.01) G06Q 20/32 (2012.01) G06Q 20/40 (2012.01)

Patent

CA 2723173

Providing dynamic authentication of a user requesting access to a system via a mobile device is disclosed. An account holder tailors a set of customized security challenges and responses. When a request for account authentication is received from a mobile device, the system conducts a multi-step user authentication process that includes dynamically selecting and prompting the user with the custom security challenges.

Linvention concerne une authentification dynamique dun utilisateur demandant laccès à un système par lintermédiaire dun dispositif mobile. Un détenteur de compte adapte une série de questions de sécurité personnalisées et de réponses. Lorsquune demande dauthentification de compte est reçue depuis un dispositif mobile, le système mène un processus dauthentification dutilisateur à plusieurs étapes qui inclut la sélection et la sollicitation de lutilisateur avec les questions de sécurités personnalisées.

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