Electronic commerce transactions over a peer-to-peer...

G - Physics – 06 – Q

Patent

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Details

G06Q 30/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2652863

Technologies are provided for completing e-commerce transactions over a P2P communications channel. According to one method, a secure P2P communications channel is established between a buyer node and a seller node. A request to perform an e-commerce transaction is transmitted from the buyer node to the seller node. In response to the request, a third-party clearinghouse is added to the P2P communications channel. Once the clearinghouse has been added to the P2P communications channel, a request is transmitted to the clearinghouse over the P2P communications channel to charge an account associated with the buyer node. The clearinghouse charges an account associated with the buyer node for the purchase and transmits a confirmation over the P2P communications channel indicating that the charge has been completed. When the seller node receives the confirmation, it delivers the purchased good to the buyer node.

L'invention concerne des technologies d'exécution de transactions commerciales électroniques via un canal de communication poste à poste (P2P). Selon un procédé, un canal de communication P2P est établi entre un noeud acheteur et un noeud vendeur. Une demande d'exécution de transaction commerciale électronique est transmise du noeud acheteur au noeud vendeur. En réponse à cette demande, une tierce plaque tournante est ajoutée au canal de communications P2P. Une demande est alors transmise à cette plaque tournante via le réseau de communication P2P afin de débiter un compte associé au noeud acheteur. La plaque tournante débite ce compte d'un montant équivalent à l'achat et transmet une confirmation via le réseau de communication P2P indiquant que le débit a été effectué. A la réception de la confirmation, le noeud vendeur livre le bien acheté au noeud acheteur.

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