Electronic payment instrument system and method

Details Electronic payment instrument system and method Electronic payment instrument system and method

G - Physics

06

Q

G06Q 99/00 (2006.01)

Patent

CA 2645121

A payment instrument that may be purchased at a retail location and used for conducting money transfers and other financial transactions. The amount associated with the instrument is stored in an non-banking account maintained by a money transfer entity. In order to activate the instrument after it has been purchased, a customer links the instrument to a personal profile of the customer using a PIN provided with the instrument.

L'invention concerne un instrument de paiement qui peut être acheté dans un établissement de vente au détail et utilisé pour effectuer des transferts d'argent et d'autres transactions financières. Le montant associé à l'instrument est mémorisé dans un compte non bancaire géré par une entité de transfert d'argent. Pour activer l'instrument après son acquisition, le client relie l'instrument à un profil personnel au moyen d'un code NIP fourni avec l'instrument.

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