Electronic payment method

Details Electronic payment method Electronic payment method

H - Electricity

04

L

H04L 9/32 (2006.01) G06Q 20/00 (2006.01) G07F 7/00 (2006.01) H04L 9/10 (2006.01) H04Q 7/20 (2006.01)

Patent

CA 2335925

The invention concerns a method for facilitating electronic payments which consists in transforming a portable telephone (7) into a payment terminal. More precisely the payment bearing terminal is made up of portable telephone circuits and the circuits of a central system (10) of a telecommunication operator. This combination of circuits enables to dial securely a payment message (5) addressed to a financial institution server (6).

Pour faciliter les paiements électroniques, on transforme un téléphone portable (7) en terminal porteur de paiement. Plus exactement le terminal porteur de paiement est constitué par des circuits des téléphones portables et par des circuits d'un système central (10) d'un opérateur de télécommunications. Cette combinaison de circuits permet de composer d'une manière sûre un message (5) de paiement adressé à un serveur (6) d'un organisme financier.

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