G - Physics – 07 – F
Patent
G - Physics
07
F
G07F 7/10 (2006.01) G06Q 20/00 (2006.01) G07F 7/08 (2006.01) H04L 9/32 (2006.01)
Patent
CA 2377626
The invention concerns a method and a device for electronic payment comprising an operation which consists in opening a communication session between a first user terminal (100) and a trader server (120), on a first communication medium, such as Internet. During the communication session (110), the user terminal prepares a single-use payment certificate. The user receives, on a second terminal(170), such as a mobile telephone, a confidential information such as a password and transmits it to the first medium. The correspondence between the information transmitted to the second terminal and that transmitted by the first terminal is verified, and, in case of conformity, the payment is validated.
La présente invention concerne un procédé et dispositif de paiement électronique qui comporte une opération d'ouverture d'une session de communication entre un premier terminal d'utilisateur (100) et un serveur marchand (120), sur un premier support de communication, tel qu'Internet. Durant ladite session de communication (110), le terminal utilisateur constitue un certificat de paiement à usage unique. L'utilisateur reçoit, sur un deuxième terminal (170), tel qu'un téléphone mobile, une information confidentielle telle qu'un mot de passe et le transmet sur le premier support. La correspondance entre l'information transmise au deuxième terminal et celle transmise par le premier terminal est vérifiée et, s'il y a correspondance, le paiement est validé.
Kremer Gilles
Lafon Martin
Magicaxess
Robic
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