Electronic payment system having several calculation units,...

G - Physics – 06 – K

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Details

G06K 19/067 (2006.01) G06Q 20/00 (2006.01) G07F 7/08 (2006.01)

Patent

CA 2220748

The invention relates to a payment system with electronic payment means, such as electronic payment cards (1) such as "smart cards", and one or more payment stations (2), such as electronic cash registers. The payment stations are designed for receiving, during a payment transaction, a monetary value by crediting, in the payment station, a first value, and debiting, in the payment means, a second value corresponding to the first value. According to the invention, the first and second values may be expressed in different calculation units, such as currencies of different countries. The invention furthermore offers a payment means (1) for application in such a system, and a method for effecting a payment transaction with an electronic payment means.

L'invention concerne un système de paiement avec un moyen de paiement électronique tel qu'une carte de paiement électronique (1) du type "carte intelligente" et un ou plusieurs postes de paiement (2) tel qu'une caisse enregistreuse électronique. Les postes de paiement sont conçus pour recevoir durant une transaction (paiement) portant sur une valeur monétaire, une première valeur créditée au poste de paiement. Une seconde valeur est débitée sur le moyen de paiement, la seconde valeur correspondant à la première. Selon l'invention, les première et seconde valeurs peuvent être exprimées dans différentes unités de calcul, telles que les monnaies de différents pays. Cette invention concerne en outre un moyen de paiement (1) utilisable dans un tel système et un procédé pour effectuer les transactions (paiements) avec ce moyen de paiement électronique.

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