H - Electricity – 04 – L
Patent
H - Electricity
04
L
H04L 12/16 (2006.01) H04L 9/32 (2006.01) G06Q 20/00 (2006.01)
Patent
CA 2332715
An electronic transaction method, funds transfer apparatus and method for facilitating a funds transfer. The methods comprise sending information from a purchaser or payor to a funds transfer system separate from a vendor system or payee, validating and confirming personal financial information at the funds transfer system, and transferring funds from a purchaser or payor account to the vendor or a payee account without exposing either party's financial and account information to the other. Additionally, a funds transfer apparatus is disclosed comprising connections to a payor and payee system and mechanisms for receiving and validating party and transaction information and a mechanism for transferring funds from one party to the other.
Allen-Rouman Terry
Arrington Jack Michael
Desai Keval
Dravenstott Robert Edwin
Larson Wendy D.
Achex Inc.
Bereskin & Parr Llp/s.e.n.c.r.l.,s.r.l.
The Western Union Company
LandOfFree
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