Electronic system for provision of banking services

G - Physics – 06 – Q

Patent

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Details

G06Q 20/00 (2006.01)

Patent

CA 2589317

An electronic system providing banking services, comprises a server having a first interface for communication with user mobile telephony devices over a mobile telephone network; and a second interface for communication with an intermediary acting as a gateway to banking records of multiple banking organisations. The first interface is adapted to allow at least balance enquiry requests to be submitted to one of the multiple banking organisations by means of the intermediary and to provide at least balance enquiry replies for display on the user mobile telephony device. The invention provides the functions of the high street ATM using the mobile phone environment.

L'invention concerne un système électronique de fourniture de services bancaires, qui comprend un serveur présentant une première interface de communication avec des dispositifs de téléphonie mobile utilisateur dans un réseau de téléphonie mobile; et une seconde interface de communication avec un intermédiaire agissant comme une passerelle vers des dossiers bancaires de multiples organismes bancaires. La première interface est conçue pour permettre au moins la présentation de demandes de consultation du solde de comptes à l'un des multiples organismes bancaires, par l'intermédiaire, et pour fournir au moins des réponses auxdites demandes, lesquelles réponses s'affichent sur le dispositif de téléphonie mobile utilisateur. Le système met en oeuvre les fonctions du GAB de voie publique en utilisant l'environnement du téléphone mobile.

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